Running Out of Options
to Fund Your Retirement?

This Next Generation Retirement Solution
Could Be the Answer:

Dear Investor,

Martin is right. We’ve been waiting years for a better variable annuity. And it’s finally here!

A new breed of inexpensive, no-load variable annuities has arrived that could forever change the way you think about your retirement savings.

The biggest advantage: high fees, sales loads and surrender charges of the past are long GONE!

In the past, the typical variable annuity was wrought with a toxic combination of high upfront sales commissions, steep surrender charges, excessive fees and expenses — some as high as 3 percent annually! Fees alone made annuities a poor choice for many investors. But not anymore!¹

Today’s NEW breed of no-load variable annuities has significantly lower costs and simplified features, PLUS no back-end surrender charges that can make you feel trapped.

It’s no surprise that this next generation of low-cost annuities is catching on like wildfire with investors looking to save more. Their popularity is surging once again ... and for good reason. These are not your parents’ annuities!

And they are just starting to catch on ... just over the past five years, sales of no-load, low-cost variable annuities grew to $16 billion total … and some in the industry believe the amount of money invested could DOUBLE over the next five years alone!²

Interest in this new generation of variable annuities is likely to grow even stronger in the years ahead because we all realize that shrinking Social Security and pension benefits may NOT be enough to provide for a secure retirement.

Unlike their ancestors, the new generation of low-cost variable annuities puts MORE of your money to work upfront. That means your money can work harder and longer — with the potential to compound tax-deferred — and without the constant drag of high fees and annual taxes eating away at your total return!

Here’s the bottom line:

That’s precisely why Weiss Capital Management has spent many years carefully researching and evaluating annuities ... searching for just the right solution to offer our clients.

After significant research and a long period of development, we’ve discovered what we believe is a best-in-breed solution that offers you an attractive combination of advantages.

Our Top Choice

Fidelity Investments Life Insurance Company has designed what we believe is one of the best, low-cost annuities in the business today. This next-generation product is strictly intended as a tax-deferred savings and investment vehicle. They stripped out all the high costs and pulled out the expensive and confusing insurance riders. The result is a streamlined variable annuity that has:

NO upfront sales commission ...

LOW annual fees^# with NO complicated insurance riders ... and

NO back-end surrender charges of ANY kind.^¤

No front end sales charge means MORE of your money goes to work upfront. Unlike many broker sponsored annuities, we don’t get paid a commission when you purchase this annuity. We only get paid a management fee^# based on the amount of money being managed — the more you make, the more we manage.

So our interest is the same as yours ... focused on your total return ... where it should be! It’s tax-deferred compound growth potential for your money, pure and simple! This is a key reason why we chose it for our new Weiss Managed Annuity Program.

This low-cost variable annuity can provide you with many times the tax-deferred growth potential of the typical variable annuities of old.³

That means the potential for tax-deferred growth is significant and could really save you a bundle over time.

But that’s not the only benefit …

Unlike traditional annuities, the annuity used for the Weiss Managed Annuity Program lets YOU — not your insurance agent — CONTROL your retirement savings. That’s control you don’t always get from other types of retirement vehicles.

Remember: Traditional IRA and 401(k) accounts only allow limited contributions each year. Worse, the IRS requires you to take distributions by age 70½ … and you owe taxes on every dollar you withdraw … whether you really need the money or not.

The Weiss Managed Annuity Program lets you invest virtually an UNLIMITED amount ...

There are no annual contribution limits that get phased out if you’re in a high tax bracket.

Plus, you can KEEP your money compounding tax-deferred for much longer.

With people living longer these days, earlier mandatory withdrawals leave you to face another risk ... the risk of running out of your retirement money before you run out of time to enjoy it!

But with the Weiss Managed Annuity Program, YOU’RE in charge. You can even wait until you’re 90 years of age to take distributions ... it’s your choice.

Simplicity ... Low Costs ...
and a Wide Range of Investments

Besides a lower cost vehicle ... more control ... and virtually unlimited tax-deferred growth potential, another big plus is the wide variety of investment options offered by the Weiss Managed Annuity Program.

In our research, we have found that one of the biggest shortcomings of traditional broker-sponsored annuities was a glaring lack of choices — not to mention professional guidance — to help you manage your money effectively.

Old annuities offered you only a limited selection of index funds, with limited flexibility and almost NO guidance —if at all — about WHEN and HOW to make critically important asset allocation decisions. After you signed for your variable annuity, you were left on your own!

At Weiss Capital Management, we have always believed that dynamic and proactive management of your investment wealth was absolutely critical … but it is especially important in today’s turbulent markets.

Our unique investment approach stresses the importance of tactical shifts in your asset mix to help keep you a step ahead of rapidly changing market conditions. That’s exactly why the Weiss Managed Annuity Program is not like the annuities of old … it is certainly not a “set it and forget it” type strategy — it’s actively managed on behalf of each client by the professionals at Weiss Capital Management.

We make our investment selections from more than 50 specific funds, including foreign and domestic stock and bond funds, plus emerging market options.

We also have access to sector-specific investment choices including basic materials, energy, technology, health care and even those containing alternative investments, just to name a few.

The bottom line is: We have the tools necessary to build you a well-diversified, professionally-managed investment portfolio, while adding the all-important benefit of tax-advantaged growth potential that can help you shelter and grow your wealth faster!

Consider this: Other annuities put the burden on YOU to decide which fund to pick and when ... and how much to invest in each fund and for how long. That means you not only need to decide how to allocate your funds at the outset, but you also have to continue making decisions about that allocation as markets change.

But how will you know when the time is right to change your asset allocation? ... How will you know when to take advantage of new opportunities ... and try to avoid unnecessary risks?

With other annuities, you are on your own to make these important decisions … with little or no guidance ... but NOT with Weiss! That’s why we feel the Weiss Managed Annuity Program can be a breakthrough for you!

Dynamic, Active Management Helps You Stay a Step Ahead in Turbulent Markets

As part of the Weiss Managed Annuity Program, we make all the investment allocation decisions for you. As your personal money manager, we help you determine the right investment choices based on the Program’s objectives. And we dynamically shift your asset allocation as needed depending on our outlook.

While a tax-deferred variable annuity may not be the right choice for everyone, they certainly may offer some powerful investment advantages that are worth a second look...

Turbulent market conditions over the past decade offer clear evidence that your investment approach should be flexible and proactive to help grow and protect your wealth in all markets. At Weiss, we don’t believe you can succeed with a static, index-like investment strategy based on the traditional buy-and-hold mentality.

That’s why the Weiss Managed Annuity Program is actively managed with the goal of trying to keep you a step ahead of rapidly changing financial markets.

Key Steps in the
Weiss Managed Annuity Program
Investment Process

Step #1: Weiss Capital Management’s portfolio management team allocates your portfolio using a diversified mix of investments that we feel offers the best reward-to-risk potential based on our research.

Step #2: We rebalance and reallocate your asset mix as needed, depending on changing financial market conditions and shifts in the economic and business cycle, or even your changing needs.

Step #3: In a bullish market climate, we focus on prudently capitalizing on asset classes that we feel offer you the best upside growth potential.

Step #4: In bearish market environments, we make every effort to reduce your potential for loss by diversifying into investments that we believe will be less vulnerable and by raising more cash. Our goal is always to reduce your exposure to declining markets.

After all, it’s the long-term consistent growth of your portfolio that we strive to achieve when managing assets for your retirement.

Naturally, variable annuities might not be appropriate for every single investor. So, to help you decide if the Weiss Managed Annuity Program could be the right move for your portfolio, you might want to consider a few key benefits of this innovative investment strategy ...

	Financial Strength. First, the annuity we use as part of this actively managed strategy is backed by Fidelity Investments Life Insurance Company, an insurer that merits an A rating from the independent rating agency Weiss Ratings and an A+ rating from A.M. Best ...4
	Easy. Second, it’s almost exclusively designed as a retirement savings vehicle — with no complicated life insurance options, riders or death benefits to drive up costs ...
	Low Cost. Third, costs for this annuity are among THE LOWEST in the industry# … so it’s truly an investment savings plan with the added potential of compounding your investment on a tax-deferred basis ...
	No Hidden Fees. Fourth, there are no loads or commissions to pay when you get in the annuity ... AND no surrender charges to pay when you want to get out.¤
	Broad Investment Options. Fifth, it offers a broad array of investment offerings with over 50 different choices, covering a broad range of sectors, asset classes, countries and even investment approaches ...
	Dynamic, Active Management. Sixth, Weiss provides the active management, making specific investment choices on behalf of each client, monitoring and rebalancing the portfolio to help you reach your goals ...
	Unlimited Contributions. Seventh, there are virtually no limits to how much you can invest — nothing to stop you from building up a much larger, tax-protected nest egg.
	Tax-Free Exchange Analysis. If you own other annuities, Fidelity will review them for you and create a complimentary, customized report for you called an Annuity Cost Comparison Report that can show you exactly how much money you could save by exchanging your annuity.

Of course, the biggest benefit of all is that you get not only one — but TWO — organizations working for you to help secure your retirement: Fidelity Investments Life Insurance Company, a highly rated insurer ... and Weiss Capital Management, founded by Dr. Martin Weiss and his father, Irving Weiss, and helping investors like you for nearly three decades!

To learn more about the Weiss Managed Annuity Program, just go here now to get your FREE Weiss Managed Annuity Kit.

	BONUS #1: The Weiss Guide to Managed Annuities! You can find even more details about the innovative Weiss Managed Annuity Program in this FREE special report: The Weiss Guide to Managed Annuities. This important report uncovers why ... The end to the Bush tax cuts — happening THIS YEAR — could be a major threat to your retirement savings. The Obama health care plan could mean higher taxes on the horizon. Social Security is going into the RED even SOONER than you’ve been told. Private and government pensions are woefully underfunded ... and why you shouldn’t count on them to cover your retirement. The Weiss Guide to Managed Annuities shows you how you can harness the power of tax-deferred investing to help build your nest egg faster ... without the drag of taxes. Right now.

	BONUS #2: Get Your Weiss Managed Annuity FACT SHEET! This recently-published, two-page Weiss Managed Annuity FACT SHEET summarizes the key benefits and details of this next-generation retirement program. Now you can get a quick snapshot of the Weiss Managed Annuity Program — what type of investor it’s best suited for ... how the strategy works ... and what you can expect … all in this special, two-page report.

	BONUS #3: FREE Annuity Cost Comparison Report! If you already own other variable annuities, I encourage you to take advantage of this EXCLUSIVE BONUS. This customized cost comparison report can show you how much money you may be able to save by switching from your existing annuity with a tax-free 1035 exchange.§

	BONUS #4: FREE Portfolio Evaluation! ± Finally, in turbulent markets like these, there’s no better time to take a fresh look at your investments and obtain a second opinion. We’ll go through every investment you hold line-by-line and in detail ... including every stock, bond, mutual fund, and ETF you currently own. There’s no cost for this valuable service. And we may be able to suggest new ways to help you reduce risk and manage your portfolio more effectively in today’s uncertain economic and financial environment.

Just Go Here Now
to Get Started Right Away!

Or, for even faster service, call us at 800-814-3045, Monday through Friday, 8:30am–5:30pm, Eastern Time.

Best wishes,

Sharon A. Daniels
President
Weiss Capital Management, Inc.

	YES! Please give me immediate access to my Weiss Managed Annuity Kit including my FOUR FREE BONUSES. I have $200,000 or more to invest and want online access to the FREE special report right away! Just fill in the fields below and click SUBMIT ... that’s it! You’ll have immediate online access to your bonuses and FREE special report: The Weiss Guide to Managed Annuities! Mr./Mrs.:   Mr. Mrs. Ms. Dr. First Name:   Last Name:   Address:   City:   State:   Zip:  Country:   Home Phone:   Email:   Fields in bold are required. Please be sure to include your email address. Click "SUBMIT " now. The Weiss Capital Management, Inc. No Spam Guarantee: We will not sell or rent your name or contact information to any third party.

*This promotion is for a program managed by Weiss Capital Management (an SEC-registered investment adviser) and a separate but affiliated entity of Weiss Research, the publisher of Money and Markets. Both entities are owned by Weiss Group, LLC

^# There is an annual management fee in addition to the annual annuity charge. See “Important Disclosures” for more information on fees.

^¤ Withdrawals prior to age 59½ may be subject to a 10% early withdrawal penalty from the IRS. Also, in certain circumstances short-term redemption fees may be assessed by funds used in the annuity. See “Important Disclosures” for more details on taxation and fees.

^§ There are several factors to consider prior to making a 1035 exchange. See “Important Disclosures” for more information on taxation issues.

^± You must be a legal resident of the U.S. to qualify for a complimentary portfolio evaluation.

^æ Certain restrictions apply. See “Important Disclosures” for promotional offer details.

IMPORTANT DISCLOSURES

There are no guarantees that the Weiss Managed Annuity Program will be able to achieve its stated objectives. It is possible to lose money by investing in the program.

The Weiss Managed Annuity Program combines an annuity issued by Fidelity Investments Life Insurance Company with the sub-account choices — the investments — professionally managed by Weiss Capital Management. The annuity is issued and backed by Fidelity while the investment selections are made by Weiss Capital Management on behalf of its Weiss Managed Annuity Program clients.

Weiss financial advisors are not appointed agents of FILI, EFILI, and/or Fidelity Insurance Agency, Inc. Any recommendation and/or information they provide about the annuity issued by Fidelity Investments Life Insurance Company is done so in their capacity as representatives of Weiss Capital Management, Inc., a registered investment adviser and manager of the investment portion of the Weiss Managed Annuity Program. Weiss is not affiliated with any Fidelity company. Should you decide to purchase the annuity your Weiss financial advisor will contact a licensed/appointed agent of the issuing insurance company, Fidelity, who will determine suitability for the purchase of an annuity contract.

Fees: It is important to note that the management fee for professionally managing the investments in the annuity equals 1% annually and is in addition to Fidelity’s annual annuity charge of 35 basis points — or 0.35%. Weiss Capital Management’s advisory fee is calculated on the gross market value of the total assets in the annuity under management, including cash, at the end of each calendar quarter, billed at the beginning of the quarter (advanced billing) regardless of the account’s investment performance. There are no sales loads or investment commissions charged on transactions made inside the annuity. However, in certain circumstances, short-term redemption fees may be assessed by the sub account managers included in the annuity as a result of Weiss Capital’s active management. These redemption fees may apply if shares are redeemed or exchanged prior to the sub accounts stipulated holding period. Redemption fees, if any, are assessed and received by the sub account itself and not by Weiss Capital Management. Weiss Capital Management does not receive any special compensation or financial incentive from Fidelity Investments or any sub account manager for the inclusion of any sub account in the annuity.

Taxation: Withdrawals of taxable amounts from an annuity are subject to ordinary income tax and, if taken before age 59 ½, may be subject to a 10% IRS penalty. Before exchanging under the IRS Section 1035 rules, check with your current provider to see if it will assess a surrender charge. Also, evaluate the existing benefits and features you may lose in an exchange. Weiss financial advisors may assist you in evaluating your options to help you meet your financial goals, however, they do not provide specific tax advice. Please consult your tax advisor on issues of taxation.

Promotional Offer: The $250,000 household minimum to establish an advisory relationship with Weiss Capital Management is waived to allowed entry into the Weiss Managed Annuity for the annuity minimum of $200,000. The offer is extended to legal residents and citizens of the United States only, is not applicable to any other managed program offered by WCM and expires on July 31, 2010. Exceptions to the offer restrictions and household minimum are at the discretion of WCM management.Some investors interested in the Weiss Managed Annuity Program may not be accepted due to strict suitability requirements.

The Martin Weiss companies led by Weiss Group LLC, owns both Weiss Capital Management, an SEC registered investment adviser, Weiss Research, a successful publishing company and Weiss Ratings, an independent ratings company. All three entities are separately managed but affiliated companies.

Prior to investing in the Weiss Managed Annuity Program, be sure to read the Fidelity annuity prospectus and Weiss Capital Management’s Form ADV Part II.

¹ RegisteredRep: No-Load Annuities Gain Momentum, 5/18/10
² Ibid.
³ Ibid.
⁴ AM Best Company, as of 7/14/09; Weiss Ratings as of May 2010. Weiss Ratings is a separate but affiliated entity of Weiss Capital Management. Both entities are owned by Weiss Group, LLC.